XN’s Global Moving Insurance provides comprehensive worldwide coverage for belongings at every stage of the move, from packing to unpacking. It covers most physical damage including breakage, disappearance, loss, theft and water damage. This global policy has no territorial restrictions and is completely inclusive, extending to most personal effects, furniture and valuables with few exceptions. It applies to both transportation and storage exposures during transit and regardless of the carrier’s transportation means.
XN's Global Personal Insurance provides gap free property and liability insurance coverage with excellent client services during a foreign assignment or relocation. It covers personal property, valuable articles, political risk and personal liability. Coverage is "All-Risk" and worldwide.
Domestic insurers in most jurisdictions are reluctant to cover dwellings that are vacant, unoccupied or rented to another occupant. In some cases, limited coverage is provided; in most cases, domestic homeowner insurance companies do not provide coverage if an international assignee’s home remains unoccupied or is rented to another occupant. XN supplies insurance coverage for vacant, unoccupied or rented dwellings, including condos.
The XN Temporary Housing Insurance program is a package product developed to respond to the needs of the global housing industry. It provides personal content and personal premises liability coverage for the clients/guests. Coverage commence once the beneficiary has checked-registered into the apartment-room rental facility. Coverage
terminates once the beneficiary has checked-out of the apartment-room rental facility.
All content is insured at “Full Replacement Cost” with the exception
of items which by their inherent nature cannot be replaced.
Personal content insurance limits is available up to $50,000
Personal Premises Liability
This coverage is worldwide and protects clients/guests which may become legally liable to pay for property damage caused while registered in the apartment-room rental.
This is the part of the policy you look to for protection if the
clients/guests are sued for damage caused by fire, explosion, water damage or smoke to the apartment-room rental and its contents. Defense cost included.
Personal premises liability is available up to $500,000
Bed bug remediation coverage limitation endorsement available
Accidental damage coverage limitation endorsement available
Powered by a proprietary technology platform, the XN Tenants Insurance for Property Managers ensures that all tenants have a minimum level of property and liability coverage. The coverage will protect the property manager from having to pay for potential claims for which tenants are liable. The coverage can be implemented for all tenants, paid on a monthly basis.