XN Financial is a leading online provider of insurance and financial products designed specifically to meet the special needs of transferees, whose worldwide presence numbers in the millions. XN Financial offers corporate and organization-sponsored assignee households rapid, user-friendly access to individually tailored products and helpful information, as well as a distinctive “insurance in a box” solution designed to ease apprehensions surrounding health, safety and security associated with moving to a new country. These households enjoy “24/7” access to personalized insurance and financial services from any location in the world. System access is supported by an innovative proprietary web platform and an experienced team of professionals who maintain multilingual call centers located in Montreal, Quebec, Canada and Miami, Florida, USA. XN Financial’s web-based system and call center staff support the distribution of customized insurance products that range from personal property and liability coverage to health care, life insurance and other financial services products.

In addition to providing insurance solutions to the internationally mobile community, XN Holdings^® Inc. has leveraged its web-based technology, underwriting and processing infrastructure, alliance partnerships and underwriting capacity by extending its operations into new markets via two new initiatives, namely, XN Risk^® Insurance Services Inc., (“XN Risk^®”), and XN Private Client Services.